Superannuation

Superannuation has become one of Australians largest savings vehicle for mum and dad investors. The tax concessions and wisely used strategies can help build a large sum for retirement.

An experienced superannuation adviser, Chris can give clients the superannuation fund and service they need to help get them to retirement.

Chris offers clients advice on a range of different superannuation funds. These include:

• Self-managed superannuation funds, where you may want flexibility and access to investments not available in other superannuation funds. Commercial property is an example of something that can be purchased by a self-managed superannuation fund. Chris can also assist with administration of a self-managed superannuation fund such as access to accounting and administration services,
• Personal superannuation funds. You may not need a self-managed superannuation fund preferring something simpler but still wish to have access to a wide variety of investment such as individual shares and different managed funds. This is possible by having an individual superannuation fund set-up in your name on an independent platform (rather than a financial organisation platform). Such superannuation funds are common these days and technology has evolved so that such superannuation funds can access markets such as the Australian stock exchange,
• Industry superannuation funds. You may have been part of an industry superannuation fund for many years, and you may be comfortable to continue with your industry superannuation fund, whether it be Australian Super or ART or any other superannuation fund. These funds are an important part of the superannuation landscape and can still help you have a great retirement. Whilst not as flexible as other superannuation options, there is enough investment options which means investment decisions still need to be made with care. Chris can help you assess your industry superannuation fund as well help you decide on the best investment options for you.

Regardless of the superannuation vehicle of choice, one of the important aspects of superannuation is the tax concessions and strategies available to help boost your balance and potentially save you some personal tax as well.

Having an awareness and in-depth knowledge of these strategies is the value a professional adviser can add to your superannuation helping it grow.

This is where Chris can also make a difference for your superannuation, helping you get ready for retirement.